Reaching out to strengthen family ties through education, inspiration, and independence.

ICO’s Homes for Families Program consists of two components: housing rehab and homebuyer education.

ICO’s Homes for Families Program consists of two components: housing rehab and homebuyer education. Under the home rehab component, ICO acquires dilapidated, vacant homes in distressed areas of Harford County in an effort to revitalize the community. ICO substantially rehabilitates these homes in participation with the community and local government representatives.

Under home buyer education we educate prospective home buyers of the intimidating process of acquiring a home. We also enlighten the prospective homebuyers of the, often unfamiliar, responsibilities of owning a home. 

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Things to note.

  • Qualify for (market rate or lower) mortgage financing through participating lenders.

  • ICO will assist families with this process through a homeownership counseling program.

  • First-time homebuyer or haven't owned a home within the last 3 years.